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Plans

Pick the plan that clears your report

Pro starts with a free trial for new clients. Your trial runs 15 days — we add your card at sign-up and only charge it on day 16 if you keep the plan. Cancel anytime before then and you pay nothing. Every plan includes bank-grade encryption and your private document vault.

Starter

See what's hurting your score.

Free

  • 1 credit report upload
  • Basic AI scan of findings
  • Bureau hub secure links
  • Manual dispute letter templates
Start free

Premium

Most popular

Do-it-yourself repair, on rails.

$19.99/mo

  • Unlimited report uploads
  • Full AI case plan + review gate
  • Automatic FCRA dispute letters
  • Mailing kit PDF with enclosures
  • Deadline reminders
  • Debt payoff planner

Pro

Free trial

Automated escalation and monitoring.

$39.99/mo

Free for your first 15 days. After that we charge $39.99/mo to the card on file unless you cancel the subscription first.

  • Everything in Premium
  • Round 2 / 3 escalations (FTC + CFPB)
  • Bank sync for live balances
  • Nightly fraud sweep + alerts
  • Autopilot after 30-day deadlines
  • Priority support